Recognised By
Payment Card Industry Data Security Standard Compliance
PCI DSS Certification & Audit Consultancy in India
PCI DSS v4.0 is the global security standard mandated for any organization that stores, processes or transmits payment card data. For Indian payment gateways, fintech companies, e-commerce platforms and banks, PCI DSS compliance is non-negotiable. We provide full-cycle PCI DSS consultancy and QSA-ready assessment support across India.
Overview
What is PCI DSS?
PCI DSS (Payment Card Industry Data Security Standard) v4.0 is a set of 12 requirements covering network security, cardholder data protection, vulnerability management, access control, monitoring and security policies. It is mandated by card brands (Visa, Mastercard, Amex, RuPay) for all merchants and service providers handling card data.
Who Needs It
Which organizations need PCI DSS certification?
Payment gateways and payment aggregators
E-commerce platforms accepting card payments
Banks, NBFCs and fintech companies
Merchants processing large volumes of card transactions
Third-party service providers handling cardholder data
Issuers, acquirers and card processors
Benefits
Benefits of PCI DSS Certification
Meet mandatory card brand compliance requirements
Avoid card brand fines, transaction suspension and breach liability
Protect cardholder data and reduce fraud risk
Qualify for preferred merchant rates and processing agreements
Build customer trust in payment security
Align with RBI guidelines on payment system security
Our Process
How We Deliver PCI DSS Certification
01
Scoping & Network Segmentation
We define the Cardholder Data Environment (CDE) scope, assess network segmentation, and identify all systems in scope for PCI DSS assessment.
02
Gap Assessment (SAQ/ROC)
We assess all 12 PCI DSS v4.0 requirements, identify gaps, and produce a remediation roadmap. We support SAQ self-assessment and ROC (Report on Compliance) preparation.
03
Remediation Support
We implement required controls — encryption, tokenization, key management, vulnerability scanning, penetration testing, log management and policy documentation.
04
QSA Audit Coordination
We prepare all evidence packages, coordinate with your Qualified Security Assessor (QSA), and support the on-site assessment through to AOC (Attestation of Compliance) issuance.
Standard Requirements
PCI DSS — Key Clauses & Requirements
Install and Maintain Network Security Controls
Apply Secure Configurations to All System Components
Protect Stored Account Data
Protect Cardholder Data with Strong Cryptography During Transmission
Protect All Systems Against Malware
Develop and Maintain Secure Systems and Software
Restrict Access to System Components and Cardholder Data
Identify Users and Authenticate Access to System Components
Restrict Physical Access to Cardholder Data
Log and Monitor All Access to System Components and Cardholder Data
Test Security of Systems and Networks Regularly
Support Information Security with Organizational Policies and Programs
FAQs
Frequently Asked Questions — PCI DSS in India
Is PCI DSS compliance mandatory in India?
Yes. Card brands (Visa, Mastercard, RuPay via NPCI) mandate PCI DSS compliance for all merchants and service providers handling card data. The Reserve Bank of India's guidelines on payment system security also align with PCI DSS requirements.
What is the difference between SAQ and ROC in PCI DSS?
SAQ (Self-Assessment Questionnaire) is for smaller merchants and service providers. ROC (Report on Compliance) is required for Level 1 merchants and large service providers and must be completed by a Qualified Security Assessor (QSA). We support both.
What are the 12 requirements of PCI DSS v4.0?
They cover: (1) Install network security controls; (2) Apply secure configurations; (3) Protect stored account data; (4) Protect cardholder data in transit; (5) Protect against malicious software; (6) Develop and maintain secure systems; (7) Restrict access by business need; (8) Identify users and authenticate access; (9) Restrict physical access; (10) Log and monitor access; (11) Test security systems; (12) Support information security with organizational policies.
What changed in PCI DSS v4.0 compared to v3.2.1?
PCI DSS v4.0 introduces customized implementation approaches, enhanced authentication requirements (MFA everywhere), stronger cryptography mandates, new targeted risk analysis, and updated e-commerce and phishing requirements. Transition from v3.2.1 was required by March 2024.
India Coverage
PCI DSS Consultancy Across All Indian States
We deliver PCI DSS certification and audit services across every state and union territory of India — remotely or on-site. Our consultants are based in Delhi, Mumbai, Bengaluru and Hyderabad, with active engagements across the country.
Get a Free Consultation
Talk to a certified lead auditor about your PCI DSS journey — no obligation.
Contact Us →Industries We Serve
Banking & Financial Services
Retail & E-Commerce
Information Technology
Logistics & Supply Chain
Healthcare & Pharma
Manufacturing
Education
Construction & Engineering
Ready to achieve PCI DSS certification?
Speak to our certified lead auditors — free initial consultation, no obligation. India-wide service.
PCI DSS services by state
PCI DSS by industry
PCI DSS certification consultancy across India — Mumbai · Delhi · Bengaluru · Hyderabad · Pune · Chennai · Ahmedabad · Kolkata · Gurugram · Noida · Surat · Jaipur — Exclusive Consulting & Compliance Pvt. Ltd. — +91 9439466448 — contactus@exclusiveaudit.com
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